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Own Your Own Finance Company®
Funding Solutions
You will have access to a wide range of funding solutions for small and medium businesses and real estate investors.
As Seen On
Global Offers You a Comprehensive Variety of Loan Programs and Financial Instruments
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Global’s program is structured to help you address a wide range of commercial financing needs. We have organized our curriculum into an easy-to-understand set of “core loan products” that help you identify financing options based on a client’s individual needs while giving you the flexibility to understand different loan structures and situations. An example of a “core loan product” would be commercial real estate lending, with variations such as fix & flip, hard money, SBA loans, and more. With over 30 core loan products and hundreds of variations, you will learn about a diverse range of financing solutions for different types of transactions and borrower situations. Traditional banks generally operate under more stringent lending criteria, which can result in businesses being declined for conventional bank financing. Having access to alternative lenders allows you to explore additional financing solutions for clients who may not meet traditional bank lending requirements.
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The list below provides a sampling of loans, their typical size, and the commissions that may be earned on successfully funded transactions. It represents just a fraction of the financing solutions you will have to offer. Transactions can range from smaller loans of around $25,000 to Mega-Loans in the multi-million-dollar range. Commission rates vary by lender and transaction and may range up to 15% on certain successfully funded transactions. Actual income will vary based on the transactions you originate and successfully fund.
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Commercial Real Estate Loans
Many real estate investors need financing for income-generating properties. Such properties could include multifamily, retail, office, self-storage, mixed-use, hotel, motel, warehouse, mobile home parks, and many more. Depending on the borrower and transaction, you may be able to offer financing solutions for a variety of credit profiles, including options that may not be available through traditional banks. Your finance company will be able to offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of your borrowers.
Typical commission: 2-3% of the loan amount*
Typical transaction size: $250,000 - $50 million+
Typical approval time: 24-72 hours
Commercial Real Estate Development Loans
Traditional banks can be more cautious about financing real estate development projects due to the risks associated with this type of lending. As a result, developers who are unable to obtain conventional bank financing may seek alternative financing solutions. These projects can be substantial, with transactions reaching up to $175 million. Global teaches a variety of alternative financing methods for these transactions, including debt/equity structures, balloon payments, negotiable amortization schedules, and interest-only solutions. We also teach you how to identify and market to developers seeking these types of financing solutions.
Typical commission: 1-3% of the loan amount*
Typical transaction size: $5 million - $100 million+
Typical approval time: Up to a month
Owner-Occupied Real Estate Loans
Many business owners are tired of paying high rents to house their businesses. When purchasing an owner-occupied property through a traditional bank, borrowers may be required to make a substantial down payment, and rehabilitation costs may not always be included in the financing. Through our lending sources, qualified borrowers may have access to owner-occupied financing with as little as 10% down, financing of up to 100% of eligible rehabilitation costs, and fully amortized loans with terms of up to 25 years, depending on the borrower, property, lender, and transaction.
Typical commission: 2-4%*
Typical Transaction size: $200,000 - $5 Million
Typical approval time: 24-48 hours
SBA Loans
SBA loans are probably among the most misunderstood loans. Many people assume SBA loans take months to complete, but our SBA lending sources can provide more streamlined processing with some transactions completed in approximately 4–6 weeks depending on the borrower, transaction, and lender requirements. Our SBA sources are experienced in this type of financing and can provide a variety of solutions for qualified small businesses.
For business owners, SBA loans can be used to purchase a business or buy a building that the business is currently renting. They can also be used for working capital, new equipment, or refinancing existing debt, with down-payment requirements depending on the specific loan and borrower qualifications.
For medical professionals, SBA financing can be used to purchase or expand a practice, buy or renovate a building, obtain working capital, or purchase equipment. Certain programs may offer financing with little or no money down for qualified borrowers.
SBA loans can also be a competitive financing option for franchise purchases, with many established franchise concepts eligible for SBA financing. The SBA lending process can be complex, and your clients may value your assistance in helping them understand the process, prepare their financing request, and work with the appropriate lending source.
Typical commission: 1-3% of the loan amount*
Typical transaction size: $200,000 - $15 million
Typical approval time: 4-6 weeks
Church Real Estate Loans
Traditional banks may have more restrictive lending criteria when it comes to church real estate financing. Through our church financing division, we have access to funding solutions for churches seeking to purchase, refinance, or construct real estate, including options for a variety of credit profiles. Depending on the borrower, property, lender, and transaction, available programs may offer competitive rates and terms, including terms of 5, 7, or 10 years, amortization periods of 20–30 years, and non-recourse options on qualifying transactions.
Typical commission: 1-3 points*
Typical transaction size: $150,000 - $50 million
Typical approval time: 24-72 hours
Commercial Bridge and Hard Money Loans
Many times a company is approved for a loan at their bank or financial institution, but the loan will not close for 4–6 months, and they need the money sooner. During that time, you can provide a short-term or “bridge” loan, which is paid when the senior loan closes so they can satisfy their capital needs immediately. You can also provide loans to businesses that have run into hard times and need working capital, funds to pay tax liens, or financing for other business purposes. In today's entrepreneurial marketplace, this can be a valuable financing solution for companies “in-between” financing rounds that need working capital to meet their business objectives.
Other times, a project may be near completion and need short-term funds to finish the job. Depending on the lender and transaction, financing may be based substantially on the assets of the project rather than relying solely on the client’s credit. These transactions can involve substantial loan amounts, with closing times that vary depending on the project, lender, and financing requirements.​
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Typical commission: 3-5% of the amount financed*
Typical transaction size: $100,000 - $100 million+
Typical approval time: 5-7 days
Fix and Flip Loans
Real estate investors across the country purchase distressed properties, renovate them, and sell them for a potential profit. This is commonly known as a fix and flip. Investors may also purchase and renovate properties with the intention of holding them as rental properties, commonly known as a fix and hold. Traditional banks may be less likely to finance these projects because they often require short-term financing and may involve borrowers who do not meet conventional lending criteria. For qualified borrowers and projects, some of our lenders can finance up to 90% of the purchase price and up to 100% of eligible rehabilitation costs.
Typical Commissions: 2-4% of each project*
Typical transaction size: $75,000 - $2.5 million
Typical approval time: 24-72 hours
Factoring and Accounts Receivable Financing
Many businesses and professionals—including manufacturers, doctors, lawyers, and specialists—may experience delays between sending an invoice and receiving payment, which can create cash-flow challenges. Accounts receivable financing can provide qualified businesses with access to funding based on a percentage of eligible outstanding invoices, helping them manage expenses such as suppliers, payroll, and rent. Financing solutions may be available for both start-ups and established businesses. Because accounts receivable financing can be ongoing, successfully funded transactions may also provide opportunities for recurring commissions as clients continue to utilize the financing.
Typical commission: 2–3% of the initial line of credit*
Recurring commissions may also be earned, typically 10–15% of the lender’s profit, for the duration the client continues to utilize the financing.*
Typical transaction size: $50,000–$30 million*
Typical approval time: 24 hours–1 week*
Purchase Order Financing
When a manufacturer receives a valid order from a customer they must finance the production of those products. Often times they must pay for raw materials, shipping, and handling long before an invoice is ever issued.
The manufacturer presents the valid purchase order from the customer and our lenders approve the production costs based on the final "buyers" credit worthiness. This is especially good for companies that are growing rapidly and have been accepted by major retailers and chains.
This type of financing can provide an ongoing financing solution for businesses that need continued access to capital, particularly when traditional financing options may not meet their needs.
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Typical commission: 10–15% of the lender’s profit on successfully funded transactions, with recurring commissions possible while the client continues to utilize the financing.*
Typical transaction size: $10,000–$1,000,000+*
Typical approval time: 48–72 hours*
Inventory Financing
Business owners often need financing to purchase inventory before it is sold. Traditional banks may have stringent requirements for inventory financing, particularly for newer businesses or companies without an established record of profitability. Through our lending sources, inventory financing may be available for companies that have been in business for only a few years, including certain businesses that are not yet profitable but demonstrate sufficient cash flow. This type of financing is often paired with accounts receivable financing, providing the opportunity to earn commissions on successfully funded transactions involving either or both financing solutions.
Typical commission: 10-15% of what the lender makes*
Transaction size: $10,000 - unlimited
Typical approval time: 48-72 hours
Equipment Leasing
U.S. businesses finance a significant amount of equipment each year, making equipment financing an important segment of the commercial finance industry. Businesses across many industries finance equipment to help conserve cash reserves and preserve capital for other business needs such as purchasing inventory, expanding operations, and managing expenses. You can work with private customers, companies, and equipment vendors. Developing relationships with vendors can be particularly valuable
because financing gives them another option to offer customers purchasing their equipment. Depending on the borrower, equipment, lender, and transaction, financing programs may offer up to 100% financing, little or no down payment, options for a range of credit profiles, and approvals that can occur within 24 hours. Certain transactions of up to $150,000 may qualify for streamlined “App Only” programs that require a one-page application and may not require financial statements or tax returns.
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Building relationships with equipment vendors can provide an ongoing source of financing opportunities as those vendors refer customers who need equipment financing. Because businesses across many industries rely on equipment, developing vendor relationships can become an important source of recurring business. For example, businesses in construction and related industries regularly require financing for equipment purchases and replacement.
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Typical commission: 6–15% of the amount financed*
Typical transaction size: $10,000–$500 million+, depending on the transaction and lender*
Typical approval time: 24–72 hours*
Sale and Leaseback Programs
Companies are often looking for additional working capital and may not realize they have a potential source of capital in machinery and equipment they already own. Through a sale leaseback, eligible equipment can be used to provide working capital while allowing the business to continue using the equipment and make scheduled payments. This type of financing is essentially a way for a business to access capital from equipment it already owns.
Sale leaseback transactions offer varying commission structures depending on the lender and transaction. Financing decisions may consider the value of the equipment and other factors in addition to traditional credit ratings. Because many traditional banks do not specialize in this type of financing, offering sale leaseback solutions can provide another way to develop relationships with business clients. Your broad range of financing products may also allow you to assist clients with different financing needs over time.
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Typical commission: 5–15% of the loan amount*
Typical transaction size: $25,000–$10 million+*
Typical approval time: 24–48 hours*
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*Note: Commission rates, transaction sizes, and approval times are examples based on typical transactions and may vary by lender, borrower qualifications, market conditions, collateral, and the specific financing transaction.
Church Financing Program
Churches are constantly growing and Pastors understand that to grow their congregation they need to keep up with modern technologies and furnishings. Money is often the biggest problem. You can finance any equipment a church or religious organization needs: pews, media systems, pianos, organs, air conditioning units, etc. This is a great niche because most banks will not finance a small or medium-sized church. You can finance any type of church, whether they are just starting up or established for many years. Through our church financing division, Global has extensive experience providing financing solutions to churches and religious organizations nationwide. This experience
gives you access to an established area of commercial finance and the opportunity to work with churches seeking financing for a variety of needs.
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Typical commission: 5% of the loan amount*
Typical transaction size: $10,000 - $200,000
Typical approval time: 24 hours
Business Acquisition Financing
Given the current business environment, there are many opportunities for healthy companies and individuals to acquire other companies at bargain-basement prices. We teach you how to help your clients acquire companies by leveraging or refinancing the assets of the company they want to acquire. In simpler terms, they can buy the company in certain cases with the company’s own money, while expending very little cash of their own. This is a very active and lucrative market. In fact, there are cases where several companies in a particular industry have been acquired and consolidated. When this takes place the resultant assets often cover a good portion of the acquisition.
Typical commission: negotiable, but usually 1- 3% of the amount financed and a small amount of equity in the company*
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Typical transaction size: usually $250,000 - $20 million
Typical approval time: 2 weeks
Franchise Funding
Some companies consider this a separate classification of loans. In some ways, it is only because the lenders already have most of the information they need to complete the loan. They are familiar with the franchise needs and expectations and only have to evaluate the individual acquiring the franchise. And while most banks shy away from this category you will find this is an easier loan to arrange than most other startup businesses. Our lenders are experts in this field and you can arrange loans of up to
$1,000,000 making commissions of up to 4% from this activity. The silver lining to these loans is that as a loan gets paid down, the franchisee decides to expand and purchase additional franchises. Now the lender is familiar with both the franchise and the franchisee, creating an excellent source of repeat business for you.
Typical commission: negotiable, but usually 2- 4%*
Typical transaction size: usually $150,000 - $1 million
Typical approval time: 2-4 weeks
Debt Restructuring
Many companies today are strapped with high monthly payments for the different loans they have acquired over the years. You will be able to refinance all of their loans into one convenient loan and arrange one low monthly payment. In most cases, their monthly payments are reduced by 30% or more.
Typical commission: 3- 10% of the loan amount *
Typical transaction size: usually $100,000 - $5 million+
Typical approval time: 1 week
Medical Practice Acquisition Financing for Doctors, Dentists and Veterinarians
One of the most active areas of finance is the medical arena. You can provide financing to medical professionals looking to acquire existing medical practices. Each year thousands of medical professionals, physicians, surgeons, dentists, veterinarians, chiropractors, and specialists retire and sell their practices or simply need working capital to grow. You can provide financing up to $5,000,000 for medical professionals to acquire these practices, and in most cases, with no money down.
Typical commission: 3-5% of the loan amount*
Typical transaction size: $75,000 - $1 million
Typical approval time: 24 hours
Medical Practice Equipment Financing
This program allows you to provide loans to medical professionals who are looking to finance their existing equipment and/or new equipment. It is common knowledge that medical equipment is priced at a premium and these types of loans can be quite sizable. Additionally, you will be able to provide working capital signature loans that can be used to upgrade their facilities, expand their practices, update equipment, pay taxes
or for any purpose they want. With a 1 page application, a Medical professional can get up to $250,000 in working capital with a one-day approval. These high-demand loans close very quickly and earn you high commissions.
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Typical commission: 3-5% of the loan amount*
Typical transaction size: $75,000 - $2 million+
Typical approval time: 24 hours
Merchant Cash Advance
This type of financing can be valuable for businesses that may not qualify for traditional bank financing, including businesses with previous credit challenges. This funding solution provides working capital based primarily on the business’s future sales. Depending on the business, its sales volume, and the funding source, qualified businesses may be eligible for advances based on their average monthly sales. For example, a business averaging $100,000 in monthly sales may qualify for an advance based on that sales volume and other underwriting criteria. Funds can generally be used
for a variety of business purposes, including purchasing equipment, hiring employees, remodeling, or other operating needs. Merchant cash advances can also provide opportunities for repeat business and recurring commissions when clients return for additional financing. Some clients may renew their advance multiple times depending on their ongoing financing needs and eligibility.
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Typical commission: 4-8% of amount financed*
Typical transaction size: $20,000 - $1 million+
Typical approval time 24-48 hours
Alternative Energy Financing
Today, more than ever before, there are substantial incentives to use alternative energy. These projects can be very costly but reap rewards to the end-user for many years. Naturally, there is a need to finance these reasonably large projects and one of our lenders specializes in exactly that. Typically the assets of the project act as collateral for the loan. Other times, a project is near completion and needs short term funds to finish the job.
Importantly, the loan is not based on the client's credit but rather on the assets of the project. These loans can be quite large and are able to close very rapidly.
Typical commission: 1-2% of the amount financed*
Typical transaction size: $1 million - $100 million+
Typical approval time: 3-4 weeks
Stock Loans
A stock loan is simply when you lend money against securities the client already owns. The result is immediate access to capital without selling or margining any shares for cash. It requires no personal guarantee on the loan and is secured by the stock portfolio; therefore. It is a true Non-Recourse loan. The only loan approval consideration is the value of the stock. The client's current credit is not an approval issue. Importantly, these loans are relatively inexpensive for your clients. You will be able to provide interest rates as low as 3% and provide a loan of up to 90% of the total stock value.
Average Commission: 5%*
Transaction Size: $150,000 - Unlimited
Approval Time: Under 24 hours
Working Capital
Many business owners need working capital to grow their businesses unless the business is well-capitalized and has a proven record of earnings the banks will not provide the much-needed capital to expand and grow their businesses. We can provide working capital regardless of the time in business or profitability and we can go up to $500,000 with rates as low as 5.99%
Typical Commission 2-5%*
Typical Transaction size: $100,000 - $1 million
Approval Time: 24-48 hours
Unsecured Business Loans
This program offers business owners unsecured lines of credit. This can be offered in all 50 U.S. states to both start-up and existing businesses. These lines of credit are approved within 3 days and can be funded in as little as 5 to 30 business days to any type of business. The key benefit of this product is the fact that it is unsecured, which is a very attractive option for people just starting a business or for long-established businesses looking to expand. Since this product closes very quickly, you can close several of these
per month with very little effort. You assist your client from start to finish and make a significant profit doing so.
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Typical commission: up to 3% of loan amount
Typical Transaction size: $5,000 - $250,000 per line of credit*
Approval Time: 3 days
Asset Based Lending
This broad classification includes a wide range of financing activities, such as large commercial real estate loans, purchase order financing, inventory financing, and other types of financing that use a business’s assets as collateral. These loans can vary greatly and provide considerable flexibility when a company has eligible assets or intends to acquire an asset, such as real estate, with the financing. Transaction sizes can also be substantial depending on the assets, borrower, and lender. Asset-based financing is a growing area of commercial finance and, depending on the transaction, may offer a cost-effective alternative to traditional factoring.
Typical commission: 1- 3% of the initial line of credit*
Typical transaction size: $2,000,000 - $200 million
Typical approval time: 4-8 months
Start Up Business Financing
Start-up businesses can have difficulty obtaining traditional bank financing, particularly when they have limited operating history or collateral. Through our lending sources, qualified borrowers may have access to start-up financing of up to $200,000, including programs that may not require collateral. Depending on the borrower, lender, and program, approvals may be available within 24–48 hours with funding in approximately 7–10 days. Certain programs may also offer introductory 0% interest periods for qualified borrowers with strong credit.
Typical Commission 2-3% of loan amount*
Typical Transaction size: $10,000 - $200,000
Approval Time: 24-48 hours
Business Terms Loans
Most businesses need capital for a variety of reasons, and one common financing option is a business term loan. These loans are generally structured with a 3- to 5-year repayment schedule and can be used for a variety of business purposes, including working capital, fixed assets, and equipment purchases.
Traditional banks often have stringent lending requirements for small-business term loans, which can make conventional financing difficult for some businesses to obtain. Through alternative lending sources, you may be able to provide additional financing options for businesses that do not meet traditional bank lending criteria. Depending on the borrower, lender, and transaction, these loans may also offer a relatively streamlined approval and funding process.
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Typical commission: Up to 3%-5%*
Typical transaction Size: $25,000 - $500,000+
Typical approval Time: Up to 48 hours
Business Acquisition Financing
Business acquisition financing typically takes place when an individual or corporation wants to purchase a business or franchise. In some cases, an existing business may use acquisition financing to purchase another company or competitor.
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Depending on the borrower, business, lender, and transaction, acquisition financing may be available with down payments starting around 10%, while certain qualified transactions may offer financing with little or no money down based on factors such as the cash flow and financial strength of the existing business.
This type of financing is also common in the medical sector. For example, an established doctor may be looking to sell a practice to another physician, or a medical professional may want to acquire an additional practice to expand an existing business.
Typical Commission: 1-3% of total financing*
Typical transaction Size: $500,000 - $5 million+
Typical approval Time: 30-60 days
Used Aircraft Financing
Financing used and older aircraft—including planes, jets, and helicopters—can be more challenging through traditional banks, which may have more restrictive lending criteria for older aircraft. Through our lending sources, you can access specialized financing programs designed to provide funding solutions for this niche market.
Typical Commission: 3 %-8%*
Typical transaction Size: $150,000 - $5,000,000
Typical approval Time: 1 week or less
Owner-Operator Truck Financing
Owner-operators are individuals who own and operate their own trucks, often as small independent businesses. This type of financing can be considered higher risk, so traditional financing options may be more limited. Through our lending sources, qualified owner-operators may have access to financing with relatively small down payments, including options for a range of credit profiles. Depending on the borrower, lender, and transaction, same-day approvals may also be available.
Typical Commission: 5-10%*
Typical transaction size: $10,000 - $60,000
Typical approval Time: 2-24 hours
Fleet Truck Financing
Financing individual trucks can be relatively straightforward, while financing larger companies that want to add to or refinance their fleets can involve more complex transactions. These companies may also replace trucks every two or three years as part of their ongoing operations. Through our lending sources, we can arrange financing for trucking companies based on their individual business needs. Fleets can range from four trucks to hundreds of trucks.
Typical Commission 3-10%*
Typical transaction size: $100,000 - $5 million
Typical approval Time: 24 hours – 1 week for large fleets
It All Adds Up To a Great Opportunity for You to Make a High Annual Income
At Global, we teach you the ins and outs of each one of these loans. As you can see, the commissions from any of these transactions can make you a significant income and many of these transactions can be in the tens of thousands of dollars.
Just two or three transactions like this a month would put you well into a six-figure income. The 60-30-10 rule that we use is the percentage of time you should be spending on your one time transactions, your residual loans, and your mega loans.
If you follow our 60-30-10 Rule you can see that if you focus your energies correctly, there is really an unlimited amount of income you can generate.
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Investigate this opportunity further and you will see that this is a great way to make an extraordinary income without being tied to a 9-5 existence. Most important… you are not a cold calling SALESPERSON. You are not trying to sell something people don’t want. Either people need money or they don’t. All you need to do is let them know you exist and today, with the marketing expertise that we teach, this can be done in literally days. Most, if not all, of your clients, will contact you via phone or email hoping they can get the money they desperately need. Can you imagine being in a better position? Check out our training schedule to see how quickly you can start your own commercial finance company.
*Note: Any examples as to how much money can be earned or typical commissions are for illustrative purposes only. They reflect in general how Certified Global Professionals receive commissions. Commissions vary by lender and market conditions and may change at any time. It is impossible to suggest exact individual earnings because any new business is dependent on the time and dedication you invest to make it succeed. Therefore Global Financial Training Program and its parent, make no guarantees of any kind regarding return on investment, income, success or profitability of those attending and participating in the Global program.
